Financing

Get 0% Financing for 12 months* on all bikes (OAC).

Through Bread Pay™, Ari Bicycles offers our customers a quick and easy way to apply for financing. You can get riding now and pay for your bike over time.We offer affordable monthly payments of 3, 12, 18, 24, 36, and 48 months at competitive rates*. 0% APR is available for some month loans*. Applying is easy and financing terms are clear. Get a decision in seconds.Checking your rate will not affect your credit score. There's no obligation to purchase when you prequalify for financing.

*Minimum purchase of $50.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Rates range from 0.00% to 34.99% APR, resulting in, for example, 48 monthly payments of $31.50 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term.  

**Available for purchases between $50 and $1,500. A temporary authorization hold will be placed on your debit or credit card to ensure your card will cover the first two payments. One payment will be immediately voided. Please note, your financial institution may charge you one or more non-sufficient funds or overdraft fees if any loan payment exceeds your account’s available balance. If you pay with a credit card, your credit card issuer may charge interest and/or fees. 

Subject to approval of credit application. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company. 

“If you want the absolute best bang for the buck, it’s hard to beat the offerings from Ari.”